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As this blog site grows there are more and more articles for you to read.  In order to make it easier for you to navigate this site, we are including this list of links to all of the various blog posts found here.  We hope you quickly find the information that you are interested in discovering.

  1. Judgment Debtors – Who Is Your Judgment Against?
  2. Yes you can collect your own judgment.
  3. Who is your judgment against? 2nd article
  4. Organizing to Collect Your Judgment
  5. Post Judgment Discovery
  6. Interrogatories Help Collect Your Judgment
  7. Using your local law library
  8. State Statutes
  9. Request for Production of Documents and Things
  10. What is Judgment Settlement?
  11. How to Collect My Judgment: Short Outline
  12. Document Preparation in Judgment Collection
  13. Why Judgment Settlement?
  14. How to Collect My Judgment Using Lien on Property
  15. Using a Bank Levy to Collect My Judgment
  16. Collecting My Judgment Using Wage Garnishment
  17. How to Enforce My Judgment using Diplomacy
  18. What Is Execution of My Judgment?
  19. Collecting Your Judgment Can Be a Game
  20. Enforcing a Judgment from a Community Property State
  21. How to Collect My Judgment and More!
  22. Who can enforce my judgment?
  23. Judgment Enforcement: Judgment Creditor’s 10 Biggest Sources of Anger
  24. Foreclosure on Judgment Debtor’s Real Estate
  25. Why Your Judgment Debtor Won’t Pay You
  26. My Judgment
  27. Judgment Attorney – Help Collecting Judgments?
  28. How to Pressure Judgment Debtor to Accept Settlement
  29. Tremendous Source of Info on Judgment Debtor
  30. Judgment Bankruptcy, Judgment Collection Roadblock
  31. How to Enforce a Criminal Restitution Award
  32. Vacating Judgment Can Help You Collect Your Judgment
  33. Judgment Investigation – Where to Focus
  34. My Lawyer Won’t Collect My Judgment
  35. Superiority of Judgment Lien
  36. Discovering Place of Employment for Garnishing Wages
  37. Outsourcing Possibilities With Judgment Collecting
  38. Judgment Investigation and My First Trash Search
  39. State Garnishment Laws: Alabama, Alaska, and Arkansas
  40. Judgment Statute of Limitations
  41. State Garnishment Laws: Arizona, California, and Colorado
  42. Locate Debtor to Collect Judgment
  43. Collecting from Multiple Judgment Debtors on the Same Judgment
  44. State Garnishment Laws: Connecticut, Delaware, and the District of Columbia
  45. How to Collect a Judgment After the Judgment Debtor Dies
  46. State Garnishment Laws: Florida, Georgia, and Hawaii
  47. Judgment Investigation, and Best Information Source
  48. Bank Levy – Avoid This Inexcusable Blunder
  49. State Garnishment Laws: Idaho, Illinois, and Indiana
  50. Post Judgment Settlement Agreement – Be Firm!
  51. Pay Judgment or Else!
  52. State Garnishment Laws: Iowa, Kansas, and Kentucky
  53. Judgment Bankruptcy and Debtor Fraud
  54. Judgment Bankruptcy and Identifying Debtor Fraud
  55. State Garnishment Laws:  Louisiana, Maine, and Maryland
  56. Judgment, Bankruptcy, and Concealed Debtor Assets
  57. Judgment, Bankruptcy, and Multiple Filings
  58. State Garnishment Laws:  Massachusetts, Michigan, and Minnesota
  59. Federal Bankruptcy Fraud Statutes
  60. Collect from Judgment Debtor’s Business
  61. State Garnishment Laws:  Mississippi, Missouri, and Montana
  62. State Garnishment Laws:  Nebraska, Nevada, and New Hampshire
  63. Bank Garnishment: Safety Deposit Boxes
  64. Restitution Order Exempt from Bankruptcy
  65. State Garnishment Laws: New Jersey, New Mexico, and New York
  66. State Garnishment Laws: North Carolina, North Dakota, and Ohio
  67. State Garnishment Laws: Oklahoma, Oregon, and Pennsylvania
  68. Judgment Proof or Execution Proof
  69. State Garnishment Laws:  Rhode Island, South Carolina, and South Dakota
  70. Don’t Encourage the Judgment Debtor to Appeal
  71. State Garnishment Laws: Tennessee, Texas, and Utah
  72. What I Expect from a Judgment Debtor
  73. State Garnishment Laws: Vermont, Virginia, and Washington
  74. State Garnishment Laws: West Virgina, Wisconsin, and Wyoming
  75. State Garnishment Laws:  Links
  76. Small Claims Judgement:  Collection Advantage
  77. Nothing Plus Nothing Equals (?)
  78. Judgment Enforcement:  Timeliness Is Critical
  79. Beware:  Post-Judgment Exemption Laws
  80. 5 Keys to Judgment Collection Success
  81. Back in the Judgment Enforcement Saddle
  82. What Your Judgment Debtor Doesn’t Want You to Know
  83. What If I Collect My Judgment?
  84. Locate a Judgment Debtor Who Moved
  85. SSDI:  Discover Death of Judgment Debtor
  86. Fraud Judgment Is Advantageous Over Other Judgments
  87. How FDCPA Affects Collecting a Judgment
  88. What Is a Foreign Judgment?
  89. Domestication of Foreign Judgments or Sister State Judgments
  90. Motion to Compel Post Judgment Discovery
  91. Motion for Contempt Post Judgment Discovery
  92. Default Judgment – What’s That?

We wish you success in collecting ALL of your judgment money!

Admin

Default Judgment – What’s That?

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Having collected numerous money judgments I’ve found out that there are several types of final judgments.  One of these that is very common is called a “default judgment.”  The first time that I heard of this, I said to myself, “Default judgment, what’s that?”

A little research led me to discover what it was.  I quickly learned that a default judgment is peculiarly different than other types of final judgments.  I also found out that attempting to collect a default money judgment can present some unique challenges.

A default judgment is a final judgment of the court awarded usually in favor of the plaintiff when the defendant fails to show up in court or defaults in some action required by the court.  Usually the defendant is simply not present at a hearing or trial, and as a result no one is there to present a defense in the lawsuit.  This literally happens everyday in courts across America.  The plaintiff then makes a motion for a default judgment.  If a default judgment is awarded then the plaintiff has his final judgment which typically grants whatever reasonable damages were sought in the original claim.

Whenever I have a default judgment I am aware of some specific challenges that exist as I pursue collecting the judgment money.  It is possible in many situations for a default judgment to be vacated or set aside.  I believe that main reasons for this is that many courts and jurisdictions have a statutory or philosophical prejudice in favor of a defendant having his rightful opportunity to defend himself against the claims made against him.  Courts may be predisposed to setting aside a default judgment if the court is presented with a timely and convincing argument that the defendant did not know about the case filed against him.  I often find the root of this can be a problem associated with service of documents upon the defendant.  If the defendant was not personally served, then there might be a reason for a post judgment attempt to vacate the default judgment.

Another successful argument that I have witnessed being used by a defendant after a default judgment is that the defending party was not properly named in the original lawsuit.  If the defendant or his attorney are aware that there was a misnaming problem in the suit, then I can expect them to pursue having the default judgment vacated or voided.

I have strategies that I employ when I have a default judgment.  I seek to minimize the chances that my default judgment will be set aside.  We will discuss this further in a subsequent article.

If I have a default judgment I give my attention to the naming of the parties and to the service of documents.  This is usually where any unique challenges will be found with my default judgments.

I have successfully collected on default judgments.  I have to be aware of the potential weaknesses of a default judgment in order to avoid having the defense succeed in attacking my money judgment.

Let’s go get what our judgment debtors owe us!

Bryan

Click here for a list of links to all of our articles.

Motion for Contempt – Post Judgment Discovery

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In the last article we wrote about filing a Motion to Compel Post Judgment Discovery.  This motion is our response to the stubborn refusal of our judgment debtor to comply with our lawful requests for post judgment discovery.  We hope that the granting by the court of our Motion to Compel will sufficiently pressure our judgment debtor to cooperate with our discovery request.  This is often the case, but not always.  Sometimes, even after the court grants a Motion to Compel, a judgment debtor will still stonewall us and refuse to produce the answers or things requested for discovery.  In those instances we take a further aggressive approach by filing a Motion for Contempt with the court.

Our Motion for Contempt is asking the judge to find our judgment debtor in contempt for failure to abide by the court’s previous Order to Compel Post Judgment Discovery.  The Contempt Motion, if granted, will put our debtor in a position of facing harsher penalties as a consequence of the judgment debtor not abiding by the previous order of the court.

What those harsher penalties consist of depends partly on what jurisdictional statutes, rules, and procedures will allow.  It also depends on what kind of contempt in which our debtor is found to be.  The court may find him or her to be in Civil Contempt or possibly even in Criminal Contempt.

A finding of Civil Contempt may result in our debtor being hit hard in the pocket book.  The judge may hit him with fines for being in contempt.  A finding of Civil Contempt may be enough to push the debtor into a willingness to pay the judgment money that is owed to us.

A finding of Criminal Contempt can ultimately put our debtor in a position of being arrested and taken to jail!  Believe me, this will get his attention.  It will also add to the pressure that he is under to just go ahead and pay the judgment debt.  At the very least it should lead to his full cooperation with our Request for Post Judgment Discovery.

If our judgment debtor is found in contempt, he will have brought it all upon his own head.  It will raise the chances exponentially that we will get our money sooner rather than later.

As judgment creditors we have certain laws and rights on our side.  It always behooves us to know how we can use the law to assist us in collecting all of the judgment money we are owed.

Let’s get our money!

Bryan

Click here to go to a page listing all of the informative articles on this site.

Motion to Compel Post Judgment Discovery

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Once a party wins a money judgment, the natural followup is to begin the process which will lead to getting paid all of the judgment money.  The activities that are authorized for gathering information about the judgment debtor and his assets is commonly known as post judgment discovery.  Depending on the court jurisdiction involved, post judgment discovery may include written interrogatories, depositions, request for documents or things to be produced,  or permission to enter upon land or other property for inspection or other purposes.  Many times a judgment debtor will purposely fail to cooperate by ignoring the judgment creditor’s requests for post judgment discovery.  They choose to not answer questions truthfully and thoroughly, or they will neglect to produce the requested documents or items.  This is when it is the creditor’s right to file with the court a Motion to Compel Post Judgment Discovery.

Post Judgment Discovery can be a critical component of a judgment investigation.  It can uncover key information about the judgment debtor’s assets.  This information can be used to seize, freeze, lien, and levy those discovered assets so that the judgment creditor can get paid.

When the judgment creditor needs to have access to the debtor’s answers or documents in order to prepare for execution of his judgment, the debtor is obligated to provide them.  Proper requests for post judgment discovery must also be complied with in a timely fashion.  The refusal to cooperate on the part of the defendant can be dealt with successfully by utilizing the Motion to Compel Post Judgment Discovery.

The Motion to Compel will include an explanation of why the discovery is necessary.  It will also explain how the judgment debtor failed to adequately comply the request for discovery.  The motion will also ask the court to compel the debtor by written court order to present the answers, things, or documents specified in the request for post judgment discovery.

When the judge signs the order granting the Motion to Compel the judgment debtor will possibly respond to the discovery request to the satisfaction of the judgment creditor.  This may then lead to collecting the debt and ultimately the full satisfaction of the judgment.  But…not always.

We will talk about what we do in those instances where a judgment debtor still refuses to cooperate in post judgment discovery even after a Motion to Compel has be granted.  This will be our next post.

Let’s not play around.  Let’s go get what they owe us!

Bryan

Click here to see all articles on the topic of Post Judgment Discovery

Click here to go to a page listing all of the informative articles on this site.

 

 

 

Domestication of Foreign Judgments or Sister State Judgments

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Collecting a money judgment becomes a bit more complicated if the judgment debtor’s assets are located in a different state other than where the judgment was awarded.  In such a case the judgment has a status known as a “foreign judgment” in the eyes of any other state outside of the state of the original judgment award.  With a few exceptions, in order to collect or enforce a money judgment it is necessary to file the judgment in the other state where the debtor’s assets are located.  This process is known as the domestication of foreign judgments or sister state judgments.

Application for domesticating a foreign judgment must be made in accordance with the procedures of the state where you want to domesticate your out of state judgment.  All states have their own statutes and rules on how this works.  It can be a fairly simple issue to tackle in some states.  Other states are more involved.  In some states you will be required to essentially open a whole new case.

You may find it more difficult to domesticate a default judgment.  In some jurisdictions it may be impossible to accomplish a simple domestication of a default judgment.

Generally the easiest type of judgment to pursue outside of the state where it was rendered would be a court judgment for child support.  Thank goodness.  This is how it ought to be.

If you apply to domesticate a sister state judgment and the court approves of the domestication, you are free to pursue enforcing your judgment in the new state.  You will then be operating under the laws and rules of the new state as you continue to pursue collecting your money award.

If you own a money judgment and the judgment debtor or his executable assets are discovered to be located in another state, you will want to read and become familiar with the procedures for domestication of your judgment into the other state.  You can find links to judgment laws for all 50 states on this site by clicking here.

If you are not sure what constitutes a foreign judgment, click on this link to read an article we published describing what foreign judgments are.

Once you domesticate your judgment into another state, you essentially have two judgments against your debtor.  You may continue to pursue collecting your original court judgment in the original state.  At the same time you are free to attempt to enforce your newly domesticated judgment in the second state.  You can collect from the judgment debtor’s assets in both states simultaneously.

You won’t be allowed to collect the full judgment money in both states.  Take this example to illustrate what we mean.  Suppose you are owed $25,000 for your judgment in the original state of Kansas, and you domesticate your judgment into the state of Tennessee.  If you collect $25,000 from the Tennessee assets, you cannot also collect $25,000 from Kansas assets.  You are limited to collecting the original judgment award of $25,000 plus the accrued interest and reimbursable expenses from the combined assets in both states.  This makes it possible to collect up to the entire amount from either state.  Any excess collected must be returned to the judgment debtor.

Once you collect enough money to satisfy the judgment debt, you must then file an Acknowledgement of Satisfaction of Judgment Form with the courts in both jurisdictions.

We hope you now see how domestication of foreign judgments or sister state judgments can give you more options to collect your judgment money.

We hope you succeed in getting all of the money and justice that you are due.

Bryan

Click here to go to a page listing all of the informative articles on this site.

 

What Is a Foreign Judgment

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What is a foreign judgment?  Does it matter to me what it is?  Is my money judgment a foreign judgment?  Should I be concerned with whether or not my judgment is a foreign judgment?  These are all very good questions.  If my money judgment is indeed a foreign judgment then I need to know that it is one.  I also need to know what effect that may have on pursuing the collection of my judgment money.

First of all, exactly what is a foreign judgment?  In the United States final judgments are rendered in various state and local court jurisdictions.  Each state or court has certain rules and regulations that dictate how I can attempt to enforce or collect my court judgment.  Generally, my rights to employ those rules and regulations will apply to my judgment collection activities within the particular state where my judgment was obtained.  The courts of all other states outside of the state where my judgment was awarded will consider my judgment as a foreign judgment within their jurisdictions.

For the sake of illustration, let’s assume that my judgment was from a court in Michigan.  Let’s also assume that my judgment debtor has relocated himself and his assets to Alabama.  In this case, my Michigan judgment is regarded by Alabama courts as a foreign judgment.  As long as my Michigan judgment exists in the status of a foreign judgment, I cannot use the Alabama laws and rules to pursue collection of my foreign judgment within the state of Alabama.  Basically the result is that I do not have any standing in the eyes of Alabama to seize, freeze, lien, or levy, nor to even accomplish post judgment discovery regarding my relocated judgment debtor and his relocated assets.

Now you know what a foreign judgment is.  In our next article we will explain what I have to do in order to change the status of my foreign judgment so that I can collect my judgment in another state.

I wish you every success in collecting your money!

Bryan

Here is a link to a list of links to all articles on this blog site.

Note:  Nothing in this article is intended to provide you with legal advice in any fashion.  If you have questions about your own foreign judgment contact a judgment attorney.

 

How FDCPA Affects Collecting a Judgment

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With this post we will discuss how the FDCPA affects collecting a judgment.  The FDCPA is an acronym which is a common name for the U.S. federal law known as the Fair Debt Collections Practices Act.  We will talk about how it may apply to enforcement of certain judgments.

The focus of this blog site is to provide articles which relate to how persons may collect unpaid judgments that they own themselves.  The primary audience is persons that want to accomplish their own judgment collection.  While there are things discussed that can relate to someone who is involved in collecting judgments that are owned by another person, that is not our target audience.

The FDCPA is a federal law.  It restricts the manner in which a person or entity can conduct debt collecting activities on behalf of another party.  Among those to which  this law applies would be collection agencies, and also in some cases to parties who have obtained a legal interest in a debt but are not the original creditor of record.

If a person is involved in collecting a judgment as the original judgment creditor, then the restrictions of the FDCPA may not apply.  This is good for the judgment creditor since it relieves him of being  susceptible to charges of violating the various restrictive aspects of the Fair Debt Collection Practices Act.  However others who are not the original judgment creditor should beware of the Act if they engage in collecting a judgment debt. 

You may ask what some of the restrictions on judgment collecting can be found in the FDCPA.  These are some of them:

  • A collector cannot make repeated phone calls designed to annoy or harass the judgment debtor.
  • A collector cannot attempt to collect an amount of money that is more than rightfully due on the judgment.
  • Within 5 days of originally contacting the debtor, the collector must send a written notice of the judgment debt in which specifies the exact amount of the judgment debt and clarifying identifying exactly who the judgment creditor is.
  • A collector cannot threaten to use violence at all.
  • A collector is not allowed to threaten to take harsh actions like garnishment, levy, execution, etc. unless the collector is legally authorized to take such actions and only if they are willing to actually take such actions.
  • A collector is prohibited from the use of any obscene, abusive, or profane language while communicating with the judgment debtor.
  • A collector cannot contact the judgment debtor before 8:00 am or after 9:00 pm.
  • Though a collector is allowed to contact friends, neighbors, and co-workers of the judgment debtor in order to locate the debtor, a collector cannot reveal the debt nor can they continue making repeated unwanted calls to the same person.
  • A collector cannot call the judgment debtor at work to discuss the judgment debt if the debtor advises the collector that they do not wish to be contacted at work.

If a judgment owner engages a collection agency or someone else to collect their judgment, FDCPA applies to the activities related to collecting the money judgment.

If, on the other hand, a judgment owner (original judgment creditor) is attempting to collect a judgment on one’s own behalf, the Fair Debt Collections Practices Act does not apply.

It is always good to be sure about the legalities involved in anything we do.  If you are in doubt about whether FDCPA applies to the situation involving the attempted collection of your judgment, check with a qualified judgment attorney or collections lawyer.

While FDCPA is federal law, you might also want to check any state statutes which may apply to your judgment.  You can find links to all state statutes here.

Go forth boldly and wisely, and get your money!

Bryan

Click here to go to a page listing links to all articles on this blog site.

Fraud Judgment Is Advantageous Over Other Judgments

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A fraud judgment definitely better to own than other judgments.  Basically the number one road block to successfully collecting a money judgment is when a judgment debtor files for Chapter 7 Bankruptcy protection.  In most instances where the debtor has debts discharged in bankruptcy, it is normal for most money judgment debts to be discharged also. There can be exceptions for some money judgment debts.  That is good news for a judgment creditor who wants to collect his money judgment.

Most debts including money judgments are assumed by the bankruptcy court to be dischargeable.  However there are exceptions that can be claimed by a judgment creditor which can result in the bankruptcy court declaring that a particular judgment debt is non-dischargeable.

In order for a bankruptcy judge to rule a money judgment is non-dischargeable, the judgment creditor is required to file a formal objection to his judgment being discharged.  The basis for the judgment creditor’s objection can be anyone of the following situations that may apply.  The judgment creditor must prove that the money judgment he was awarded was as a result of fraud, willful and malicious injury, embezzlement, larceny, or a marriage settlement agreement or a divorce decree.

If the creditor can prove that the basis for his court judgment was one of the exceptions noted above, the bankruptcy court should declare the judgment debt to be non-dischargeable.  This will lift the automatic stay which has prohibited the creditor from engaging in collection activities against the judgment debtor.  The judgment creditor is then free to actively pursue every legal method allowed in order to collect every penny that the debtor owes him.  Hooray!

Anyone who has a money judgment that qualifies as an exception to dischargeability in Chapter 7 is holding an ace card up their sleeve.  A fraud judgment is definitely an advantage to have over any other type of judgment.

You will want to read this previous article that we posted about the effects of bankruptcy on collecting judgment money.

Happy judgment enforcing,

Bryan

Click here to go to a page listing links to all articles on this blog site.

 

SSDI: Discover Death of Judgment Debtor

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It is vitally important to know whether my judgment debtor is dead or alive.  If my debtor has died, I will have a fairly short window of time in which I can make a valid claim against the judgment debtor’s estate.  If I miss that window of opportunity, I won’t likely collect any of my judgment money.  This post is aimed at how I can access the SSDI to discover the death of my judgment debtor.

SSDI is an abbreviation or acronym for the “Social Security Death Index.”  The Social Security Administration complies a Death Master File of all persons who are reported to the Social Security Administration to have died.  It is important to understand that this list is not 100% inclusive of all deaths nor is it without some errors.  The SSDI is most reliable in maintaining accurate death listings for persons who were age 65 or older.

The Social Security Administration does not make their Death Master File records available on-line.  However, the records are made available on-line through a number of genealogy websites.  If you do a Google Search on the term “SSDI” or “Social Security Death Index” you will see various sites that make these records available to the public.

The SSDI data provides the given name, surname, and middle initial as well as the birth date of deceased persons.  It also includes at least the month and year of death and in recent years it also includes the exact date of death.  The decedent’s social security number has historically been included also.  The actual US territory or state where the Social Security number was issued in provided.  The ZIP code of the deceased’s last known residence is also a part of the record.

If my judgment debtor is found to be listed in the SSDI then I can order a copy of the debtor’s original application for a Social Security Card.  This application, known as Form SS-5 normally contains additional information including place of birth, father’s name, and mother’s full maiden name.  This information may help me locate the family members if I desire to do so.

I want this SS-5 information if I fail to successfully file a timely claim to include my judgment debt with the judgment defendant’s estate.  It is not unheard of that a deceased person’s family will want to pay off an old judgment debt of their loved one even though the judgment creditor did not file their claim against the estate in time.

When dealing with a deceased judgment debtor‘s family, it is imperative that I act with all due respect and courtesy.  I have no legal rights to demand that they pay me one dime.  If they don’t volunteer to take care of the judgment debt, I have to walk away and never press the issue with them.

Many judgment debts have been satisfied in whole or in part after the judgment debtor’s death.  Sometimes through the timely filing of a legal claim on the estate, and other times by the good intentions of the debtor’s family.

Using the SSDI is only one way to discover whether my judgment debtor has died.  There are other ways which we will discuss in later posts.

For a further look at a closely related topic you can read our previous article:  How to Collect a Judgment After the Judgment Debtor Dies.

We hope you collect all of your judgment money!

Bryan

Click here to go to a page listing links to all articles on this blog site.

Locate a Judgment Debtor Who Moved

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I have owned money judgments against a number of debtors that were hard to locate.  I have had addresses where they formerly lived, but did not know where their current residence addresses.  There are many ways to track down or skip trace a judgment debtor.  What I want to do is focus this post on one particularly successful method I have used to locate a judgment debtor who moved.

It is really almost too simple.  It is so easy that it might not be understood as a truly great means of tracking down a hard to find dead beat debtor.  When I am in the middle of a post judgment investigation I look for easy ways to discover the information I need.

What is this method?  Simply go to the last known address of the lost judgment debtor and contact the neighbors.  It is rare that I cannot uncover a current or more recent address on a person when I have approached his former neighbors asking for help.

Usually some people in the old neighborhood have a pretty good idea of where the person moved when they vacated the old residence.  Most of the time it is an easy task to get one or more of the old neighbors to divulge what they know about where their old neighbor moved.

If I do a good enough job of introducing myself in a way that seems honest harmless and disarming, I can frequently get information to help me locate a judgment debtor who moved.  People have to trust that it is okay to tell me.  I can’t give the impression that there is anything illegal, sneaky, or immoral about me or my request for help.

A sincere smile and a friendly handshake as well as a demeanor that encourages trust, will usually help lower the skepticism that naturally exists.

I want to come across as someone who needs their help and would greatly appreciate any assistance they can provide.  I want to make it as easy as possible for them to feel good about helping me in my quest to locate a judgment debtor who moved.

If I do not gain the information I need from one neighbor, I just continue contacting others until I succeed.  Sometimes I have obtained the whereabouts of my debtor from the first neighbor that I meet.  Sometimes it takes meeting and inquiring of several former neighbors.  I don’t give up until I succeed.

I don’t want to forget about the person who currently lives in the very house or apartment where my subject used to live.  This person may be the best source in the old neighborhood.

There is nothing wrong with me approaching a former neighbor in my quest to locate a judgment debtor.  I have to be confident that I am engaging in an activity that is moral, legal and ethical.  If I believe it, then it will be easier for those that I question to believe it as well.

If questioning your judgment debtors old neighbors is an idea you hadn’t thought of, think about how simple it might be.  Good luck collecting the judgment money you are owed!

Bryan

Here is a link to another post about locating a judgment debtor.

Click here to go to a page listing links to all articles on this blog site.